About Ayushman Bharat

Ayushman Bharat-PMJAY-provides a cover of Rs 5 lakhs per family per year for sec. & tertiary care. Over 1.08 crore poor & vulnerable entitled families ( = 5.5 crore beneficiaries approx. ) PMJAY will reduce hospital expenditures due to which 6 crore people are pushed to poverty. Improve affordability, accessibility & quality of care Worlds largest fully government-financed health insurance scheme.

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Features of Ayushman Bharat


A cover of INR 5 lakh per family per year


Over 5.5 crore poor and vulnerable families eligible


States given flexibility to decide on mode of implementation


Benefits will be portable across the country


Entitlement based scheme

  • Annual Benefit Cover of INR 5,00,000/- Per Family Per Year for Secondary and Tertiary Treatment on Cashless and Paperless basis
  • No Limit on Family Size
  • Implementation through Insurance and/or Trust and/or Mixed Mode
  • Convergence with Central as well as State Health Insurance Schemes
  • Alliance with State Scheme

Success Stories

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